Terms and Conditions

These Terms and Conditions constitute a binding legal agreement between you and Ledgecraft. By using our website or services, you acknowledge your understanding and acceptance of these terms, including your legal obligations and responsibilities.

Last updated: February 5, 2026

1. Agreement to Terms

By accessing, browsing, or using the Ledgecraft website and services, you enter into a legally binding contract with us. These Terms and Conditions apply to all users, visitors, and clients of our services.

If you do not agree with any part of these terms, you must immediately cease using our website and services. Your continued use indicates your full acceptance of all terms, conditions, and legal obligations outlined herein.

These terms supplement and work in conjunction with our Privacy Policy, Terms of Service, and any service agreements you may have with us. In case of conflict, the terms of specific service agreements take precedence for contracted services.

2. User Obligations and Conduct

General Obligations

As a user of our website and services, you agree to:

• 1. Provide truthful, accurate, and complete information in all communications and submissions
• 2. Maintain the accuracy of information by promptly updating any changes
• 3. Comply with all applicable federal, state, and local laws and regulations
• 4. Use our services only for legitimate business purposes related to healthcare practice management
• 5. Respect the rights and privacy of other users and third parties

Prohibited Activities

You expressly agree not to:

• 1. Violate any laws, regulations, or third-party rights
• 2. Submit false, misleading, or fraudulent information
• 3. Engage in any form of unauthorized access or security breach
• 4. Use our services for money laundering, tax evasion, or other illegal financial activities
• 5. Harass, threaten, or harm any person or entity through our platform
• 6. Interfere with or disrupt the operation of our website or services
• 7. Reverse engineer, decompile, or attempt to extract source code from our systems

3. Compliance and Legal Responsibilities

Your Compliance Obligations

You are solely responsible for:

• • Ensuring compliance with all healthcare regulations applicable to your practice, including HIPAA, HITECH, and state medical board requirements
• • Maintaining proper licensing and credentials for your healthcare practice
• • Filing all required tax returns and making timely tax payments based on our financial reports
• • Obtaining appropriate insurance coverage for your practice
• • Complying with employment laws if you have staff

Indemnification

You agree to indemnify, defend, and hold harmless Ledgecraft, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses arising from your breach of these terms, your use of our services, your violation of any law or regulation, or your infringement of any third-party rights.

4. Disclaimers and Limitations of Liability

Service Disclaimers

Our services are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including:

• • Warranties of merchantability and fitness for a particular purpose
• • Warranties regarding accuracy, reliability, or completeness of information
• • Warranties of uninterrupted or error-free service
• • Warranties that defects will be corrected

Professional Services Disclaimer

While we provide accounting services with professional care and expertise, we make no guarantees regarding specific financial outcomes, tax savings, or business results. Financial success depends on many factors beyond our control, including market conditions, business decisions, and regulatory changes.

Limitation of Liability

To the maximum extent permitted by law, Ledgecraft and its affiliates, officers, directors, employees, and agents shall not be liable for:

• 1. Any indirect, incidental, special, consequential, or punitive damages
• 2. Loss of profits, revenue, data, or business opportunities
• 3. Damages arising from your reliance on information provided through our services
• 4. Damages resulting from unauthorized access to or alteration of your data

In no event shall our total liability exceed the amount paid by you for our services during the twelve months preceding the claim, or $500, whichever is greater.

5. Force Majeure

We shall not be liable for any failure or delay in performing our obligations due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

6. Dispute Resolution and Governing Law

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the jurisdiction in which Ledgecraft primarily operates, without regard to conflict of law principles.

Dispute Resolution Process

In the event of any dispute, controversy, or claim arising out of these terms:

• 1. Informal Resolution: The parties agree to first attempt to resolve disputes through good faith negotiations
• 2. Mediation: If informal resolution fails, the parties agree to mediation before pursuing litigation
• 3. Jurisdiction: Any legal action shall be brought in the courts having jurisdiction over Ledgecraft's principal place of business

Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit against Ledgecraft.

7. Severability

If any provision of these Terms and Conditions is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions. The unenforceable provision shall be modified to the minimum extent necessary to make it enforceable while preserving its original intent.

8. Entire Agreement

These Terms and Conditions, together with our Privacy Policy, Terms of Service, and any executed service agreements, constitute the entire agreement between you and Ledgecraft regarding your use of our website and services. These terms supersede all prior or contemporaneous communications and proposals, whether oral or written.

9. Waiver

No waiver of any term or condition shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these terms shall not constitute a waiver of that right or provision.

10. Assignment

You may not assign or transfer these Terms and Conditions or any rights granted hereunder without our prior written consent. We may assign our rights and obligations under these terms without restriction. Any attempted assignment in violation of this section shall be null and void.

11. Survival

The following provisions shall survive termination of these Terms and Conditions: indemnification, disclaimers, limitations of liability, dispute resolution, intellectual property rights, and any provisions that by their nature should survive termination.

12. Modification of Terms

We reserve the right to modify these Terms and Conditions at any time. Material changes will be communicated through our website or via email to active clients. The updated terms will be effective immediately upon posting unless otherwise specified. Your continued use of our services after modifications constitutes acceptance of the revised terms.